With this free service, you can use a dedicated number to make and receive long-distance calls from your computer—and have incoming calls rerouted to your landline or cell. Sweeet!

WASTE NOT | Living Rich by Spending Smart author Gregory Karp says telecom- munications, along with food and insurance, are three of the biggest recurring expenses in every adult’s life, so to achieve “financial fitness” you should avoid waste in these areas first.

In an effort to staunch the telecommunications hemorrhaging that goes on in our house, I signed up for Google Voice (CLICK HERE for our story), a software program that allows those with a Gmail account to make free long-distance calls (through 2011, anyway) all over North America via computer. I’ve used “GV” to make free calls to the U.S. but found the sound quality so hit and miss (I’m told it’s Beta software) that it prompted me to try another free software for calls in Canada. This one has provided me with consistently clear reception—plus some bells and whistles. Read more