This New Year, instead of focusing on how to improve yourself going forward, why not think about settling up.

DO THE RIGHT THING | The stats don’t lie. According to resolution research conducted by noted psychology professor Richard Wiseman at the University of Bristol, in England, 78 percent of those he sampled who made New Year’s resolutions failed to achieve their objective.

When the overall success rate is this dismally low, resolution making begins to feel like a whole lot of why-bother—though maybe it wouldn’t if we began the new year the way Babylonians did back in their day. Read more